Software Development · Columbia, SC
Software Development for Columbia's Agencies and Insurers
Columbia is South Carolina's capital and a base for insurers' national operations, and both run on paperwork. We build the software that moves it, from claim intake and policy servicing tools to case management for public programs, and we are a South Carolina company ourselves, based in Mt Pleasant.
Schedule a call for your Columbia project →What does a Columbia organization need from a software firm?
A public agency or a regulated insurer in Columbia needs a firm that can work inside a procurement process and a security program, not around them. Code and Trust builds and modernizes case, claims and servicing software, joins state work through a prime contractor or an RFP response, and can map the work first in a 90-minute AI workflow audit.
Building for South Carolina state agencies
Columbia is where the State House stands, at Gervais and Main, and the agencies that run state programs buy software through a formal process. The state's Division of Procurement Services requires a vendor to register in SCEIS before it can bid or be issued a purchase order, and it names South Carolina Business Opportunities (SCBO) as the definitive listing of competitive procurements above the quote thresholds.
We take public sector work in two ways: as a subcontractor on a team led by a prime contractor, and by responding to RFPs. The parts of a public project we take on are the ones that are pure software: a case management or licensing tool, a public-facing form that feeds a back-office system, or a data migration off a platform the vendor no longer supports. Our government page covers the public sector software we build and how we handle records retention.
Insurers, administrators and benefits firms
Insurers run national operations from Columbia: Colonial Life is headquartered in the city, and Aflac made Columbia the national headquarters for its group insurance products in 2009. The city's economic development office also lists insurance service firms such as Seibels, which provides business process and third-party administration services for the personal and commercial insurance industry. Around firms like these sit agencies, administrators and service providers, often with the same problems at smaller scale.
The software this kind of operation needs is concrete:
- →Claim and application intake. Forms, PDFs and emailed attachments read and checked against policy data before a person keys anything. See document processing and intake forms.
- →Broker and member portals. A web app where an agency or member can see status and upload documents, instead of calling.
- →Servicing tools for staff. One screen that pulls a policy, its claims and its correspondence together, so a service rep stops switching between systems.
South Carolina's insurance data security law
South Carolina's Insurance Data Security Act (Title 38, Chapter 99 of the state code) requires each licensee to maintain a comprehensive written information security program with administrative, technical and physical safeguards (licensees with fewer than ten employees are among those exempt from that requirement), and to notify the Director of the Department of Insurance within 72 hours of determining that a cybersecurity event has occurred, when the Act's criteria are met. Those duties fall on the licensee, which must also require its third-party service providers to protect the nonpublic information they can access.
What we can do is build software that makes them easier to meet: access limited by role, a record of who viewed or changed nonpublic information, and logs that let your security team reconstruct an event quickly. On regulated builds we scope these requirements with your compliance team and counsel in the design phase.
Replacing systems that have run for decades
Agencies and carriers both tend to hold one system that everything depends on and nobody wants to touch. We start by reading what is actually there, then decide with you whether to wrap it with an API, move one function at a time, or replace it. Our legacy modernization and software project takeover pages cover both routes.
Services we offer in Columbia
AI Implementation
Custom AI systems built around your existing workflows. Average 30–60% reduction in manual process costs.
Learn more →AI Workflow Automation
Automation pipelines built around the systems you already run, eliminating manual data entry and cross-system copying.
Learn more →Legacy Modernization
Replace outdated software with modern, maintainable code.
Learn more →Custom Software Development
Full-stack web apps, APIs, and integrations built to your spec, from MVP to enterprise-grade production systems.
Learn more →How an engagement works
01
Workflow Audit
We map your existing processes against current AI capabilities in the 90-minute AI workflow audit, identifying exactly where automation creates measurable ROI. The audit is complimentary when it is bundled with a larger build and available as a paid one-off on its own.
02
Build Sprint
A scoped build against a written scope. Prototype, staging, and deployment milestones are agreed in the written scope. Most large builds are fixed-price, with a monthly retainer after launch.
03
Launch + Support
Deployment and handover. Post-launch support and maintenance are scoped per engagement.
Common questions from Columbia businesses
Can Code and Trust work on a South Carolina state agency project?
Yes, as a subcontractor through a prime contractor or by responding to an RFP. Vendors must be registered in SCEIS to bid, and competitive solicitations are listed in South Carolina Business Opportunities, so that is where to look for the opportunity.
Does the South Carolina Insurance Data Security Act apply to the software you build for us?
The Act's duties fall on the insurance licensee: a written security program and notice to the Director within 72 hours of a qualifying cybersecurity event. We build the access controls and audit records that support your program, and scope them with your counsel during design.
Can you replace our claims or case system without stopping work?
That is the aim, and the method depends on the system. Some can be wrapped and replaced piece by piece; some are better run in parallel with the new one for a period. We decide which during scoping, once we have seen the system.
Are you a South Carolina company?
Yes. Code and Trust was founded in 2018, is based in Mt Pleasant, SC, and works with clients across the country.
Ready to start your Columbia project?
Book the 90-minute AI workflow audit. The audit is complimentary when it is bundled with a larger build and available as a paid one-off on its own.
Schedule a call for your Columbia project →